GenAI for digital SME lending

Grow SME lending with confidence.

iNexus turns fragmented business data and complex documents into verified insights, credit-ready decisions, and growth opportunities.

Explore the platform
business credit intelligenceIllustrative preview

SME Health Score

82/100

Healthy

Revenue

+18.4%

Risk signal

Low

Product fit

High

Decision evidence

Financial performance reviewed

Business registry cross-checked

Credit policy matched

Case study result · 6 months after launch

One bank, live and scaling in production.

of relationship managers using iNexus daily
93%
business credit intelligence lookups per month
~200K
in loan disbursements supported
>$100M
of required security and data-compliance controls met
100%

One workflow. Four capabilities.

From lead to credit-ready decision.

Designed around the real SME lending journey, not disconnected AI features.

01

Acquire

Prioritize the right SMEs, surface growth signals, and recommend the right product.

02

Verify

Cross-check business information and flag inconsistencies before they become risk.

03

Understand

Extract and consolidate data from documents and external data sources into a complete business profile.

04

Decide

Turn evidence into explainable credit insights, product fit, and decision-ready files.

Built for banks and financial institutions

Built for the hard work

Intelligence that moves with the lending file.

Every result is designed to be reviewed by a credit professional — with source data, risk signals, and context close at hand.

GenAI Sales Assistant

Find potential SMEs, analyze company performance, and match products in natural language.

Intelligent document processing

Classify mixed files, extract structured information, and detect suspicious document alterations.

Explainable credit insight

Bring together financial, non-financial, and alternative data for transparent risk assessment.

About iNexus

Intelligence for the credit decisions that matter.

iNexus brings AI, data science, and lending expertise together to help financial institutions serve more businesses with confidence.

Mission
Enable digital SME lending through AI solutions and alternative credit insights.
Vision
Expand access to finance for businesses and help financial institutions serve them more effectively.
Nam Ma

Founder & CEO

Nam Ma

Dr. Nam Ma has nearly 20 years of Big Data and AI experience, from NSF-funded research in the United States to fintech innovation in Vietnam. He led Data & AI at VNG and co-founded TrueID.ai and Data Nest, advancing digital identity and alternative credit scoring, bringing financial products to tens of millions of users. Now at iNexus, he and his team are working to transform how businesses access credit through AI and trusted data.

Certified and industry credited

ISO 9001
ISO 27001
National Data Association of Vietnam
SME Finance Forum, managed by IFC

Start where impact is measurable

Build a stronger SME lending engine.

Let’s talk